Legal
Privacy Policy
Last updated: August 16, 2026
Information we collect
We collect information you choose to submit, such as your name, email address, telephone number, state, communication consent, and messages you send us. We may also collect ordinary technical information such as IP address, browser type, device information, referring page, pages viewed, timestamps, and security logs.
Do not send Social Security numbers, bank account details, tax records, login credentials, or other sensitive financial information through this website.
How we use information
- Respond to your request and provide general HELOC information;
- Contact you using the methods and consent you selected;
- Operate, secure, troubleshoot, and improve the website;
- Prevent spam, fraud, and misuse;
- Comply with law and protect legal rights.
Lead referrals and sharing
Submitting the contact form does not itself authorize us to submit a loan application or send your personal information to a lender. We contact you first. If a potential provider referral becomes relevant, we will explain the provider and request any additional permission required before sharing personal information.
We may disclose information to service providers that help us host, secure, communicate, or operate this website, subject to appropriate restrictions. We may also disclose information when required by law, during a business transaction, or to protect rights and safety.
Sale and targeted advertising
We do not sell personal information for money. Our current contact-first form is not designed to share submitted information for cross-context behavioral advertising. If our practices change, we will update this policy and provide legally required choices.
Cookies and analytics
The upload package does not include advertising pixels or third-party analytics by default. Essential session cookies may be used for form security. If you later add analytics, call tracking, remarketing, or advertising tools, update this policy and add any legally required consent mechanism before activating them.
Retention and security
We retain information only as reasonably needed for the purposes described, legal compliance, dispute resolution, and security. No transmission or storage system is completely secure. Use HTTPS and protect your hosting and mailbox accounts.
Your privacy choices
Depending on where you live, you may have rights to request access, correction, deletion, or information about certain disclosures. You may also withdraw marketing consent or opt out of texts by replying STOP. We may need to verify your identity before completing a request.
Children
This site is intended for U.S. adults and is not directed to children under 18. We do not knowingly collect personal information from children.
Contact us
Email [email protected] or write to Jane Smith Marketing LLC, 555 California St, Ste 100 – PMB 123, San Francisco, CA 94104.