Important information

Financial Services Disclosures

Last updated: August 16, 2026

Our role

We do not originate, fund, broker, service, underwrite, approve, or deny loans. We do not determine creditworthiness, interest rates, APRs, credit limits, property values, closing costs, or other provider terms. A ChoiceFortune contact request is not a credit application or offer of credit.

Contact-first process

After you submit the form, ChoiceFortune may contact you to discuss general HELOC information and next steps. We do not send your information to a lender based solely on the initial form submission. If a referral becomes relevant, provider identity, consent, and any additional disclosures should be presented before personal information is shared.

Fees

ChoiceFortune does not charge a fee to submit the contact-request form. A bank, lender, broker, appraiser, title company, or other provider may charge fees. Review official provider disclosures for all costs, including possible application, appraisal, origination, annual, transaction, inactivity, early-closure, and closing fees.

Rates and eligibility

We do not advertise or promise a specific rate, APR, credit limit, payment, approval, or savings amount. HELOC rates are commonly variable and may change. Eligibility and terms depend on factors determined by a provider, potentially including credit, income, debts, equity, property, occupancy, loan-to-value ratio, and location.

Home-secured credit risk

A HELOC or home equity loan is secured by your home. Failure to meet the obligation may lead to foreclosure and loss of the property. Payments may rise when rates change or when a draw period ends. Read all disclosures and consider professional advice.

Geographic availability and licensing

Content is intended for U.S. consumers, but products and referrals are not available in every state. Providers are responsible for their own licensing and availability. ChoiceFortune does not represent that a provider or product is available or suitable in your state.

Comparisons

Comparisons on this site describe general product structures. They are not rankings, endorsements, personalized recommendations, or a complete market review. We do not claim to compare every provider or offer.

Business information

Jane Smith Marketing LLC
555 California St, Ste 100 – PMB 123
San Francisco, CA 94104
[email protected]